New C.A.R. HAF Closing Cost Assistance Grant

February 1, 2022

C.A.R.’s Housing Affordability Fund (HAF), in partnership with Neighborhood Housing Partnership Services (NPHS), Richmond Neighborhood Housing Services (RHS) and Neighborhood Housing Services LA County (NHSLA), will  join efforts to close homeownership gaps that impact the state’s underserved communities with the C.A.R. Closing Cost Assistance Grant Program.

The program helps first-time homebuyers bridge the affordability gap by providing them with up to $10,000 in closing cost assistance. Each grant is provided to low-to-moderate income (120% AMI and below) first-time homebuyers who utilize the services of a CA REALTOR®.

These homeownership gaps aren’t new and, for many groups, they’re getting wider.  Experts suggest that lack of generational wealth is (can be) to blame, often leaving members of underserved communities with less funds to cover the closing costs and down payment for a home. Rather than just observe the trends, we’re taking action. 

Want to help close these homeownership gaps?  You can support C.A.R., NPHS, RNHS and NHS-LA’s efforts to offer increased homeownership opportunities for underserved communities by donating to the program directly on HAF’s website. You can also find out how to apply for a grant and learn more about the program’s partnerships at

(*The C.A.R. Closing Cost Assistance Grant is fully forgiven grant with no repayment due. Funds are available on a first-come, first-serve basis with a fully accepted purchase contract from a borrower using a REALTOR® who is a member of the CALIFORNIA ASSOCIATION OF REALTORS®.)

Current Counties Covered for this beta Rollout of the Program, through our Partners:

  • NPHS – Neighborhood Partnership Housing Services – (Inland Empire- Riverside & San Bernadine)
  • RHS -Richmond Neighborhood Housing Services Inc (Bay Area – Alameda, Contra Costa, Sonoma)
  • NHSLA – Neighborhood Housing Services of Los Angeles (Los Angeles)

(*“Underserved Community” includes: (i) people of color; (ii) persons who are homeless or otherwise experiencing housing instability; (iii) persons with disabilities (physical or mental), particularly persons living in housing with one or more qualities of an institutional setting, persons leaving institutions, or persons at-risk of institutionalization; (iv) persons living in impoverished areas or experiencing persistent poverty or inequality, including historical wealth disparities as compared to majority groups; and (v) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.)

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